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Avoid these guys at all costs, their standard response to any claim is to ask for your “complete medical history”. If you don’t have paper work saying what your claiming for has been checked before and been found to be fine then they will claim it’s a pre existing condition. They also claim to be completely regulated, this is the case however with the regulatory body in Nevis, a small Caribbean Island. It’s worse than them stealing your money, it’s them making you feel like you are covered when you are not. i just hope I have got to you in time.