This is something I've been meaning to do for about 10 years but never got round to it. I've completely no idea how much I should pay for this. I don't need dental or anything fancy, no kids, not married, single guy 45yrs old. Just need a basic plan that covers me in emergencies really. I've visited a hospital once in the past 5 years for a broken wrist that I got fixed at a local hospital for less than 100rmb. Not needed anything done to my teeth since I was 16. I've been quoted GBP1400 (14000rmb) for an annual plan from BUPA which includes a GBP500 (5000rmb) excess. This seems crazy high to me. Am I being stung or is this normal?