I'm about to finish a 1 year contract and start a new one - but the new employer doesn't cover medical expenses like the previous one. I'd like to know what is the system for obtaining medical insurance to cover me if I am injured or become really ill and I'd also like ambulance fees covered. I don't want to turn up at a hospital and have to cough up 20,000 RMB before hospitalisation - I'd like to flash a membership card and not pay more than monthly subscription fees. I don't mind local hospitals and I'm not that keen on paying 1000 RMB per month for a laowai package. Anybody got info on this question ?