Great information, however there needs to be more clarification about actual coverage and allowances.
I once had an international medical insurance policy from the States.
Became injured on a remote jobsite ouside a third tier city.
This required xrays, bloodwork and stitches at the local hospital, paid cash.
Never received a reimbursement check.
So, will all hospitals/clinics here in China accept and provide treatment without payment?
Is it required to first get approval/pay bill - then submit any fapiaos to the respective insurance firms?
It would be helpful to all here if you could attach a PDF file or provide a company website which shows what is covered and/or the limits of standard procedures/fees.
What are the pre-existing condition terms, catastrophic coverage or disease restrictions?
Kindly identify the specific coverage if there are different plans, annual costs, deductables, co-pays, etc.