Jump to content
Sign in to follow this  
Zak101

China health insurance cover for medical expenses by employer

Recommended Posts

I'm about to finish a 1 year contract and start a new one - but the new employer doesn't cover medical expenses like the previous one. I'd like to know what is the system for obtaining medical insurance to cover me if I am injured or become really ill and I'd also like ambulance fees covered.

I don't want to turn up at a hospital and have to cough up 20,000 RMB before hospitalisation - I'd like to flash a membership card and not pay more than monthly subscription fees. I don't mind local hospitals and I'm not that keen on paying 1000 RMB per month for a laowai package.

Anybody got info on this question ?

Share this post


Link to post
Share on other sites

It may also depend on what country you are from. Americans usually require more comprehensive plans because the cost of medical care in the US is soooo expensive.

Many Europeans are fortunate because the costs aren't entirely up to the individual (or the individual's insurance).

This is mainly for major medical problems - for example, something goes wrong and you need to be brought back to your home country for treatment.

Also comes into play when you are traveling within your home country.

There is a man named Tony who you can contact through the American Chamber of Commerce (he doesn't work for them) who offers several different expat medical programs designed for different needs and different home countries.

He has been around for a while and knows his stuff. As for local insurance policies, I can't help you there.

Share this post


Link to post
Share on other sites

Regarding ambulance costs- ambulances in Shanghai seem to be nothing more than vans with lights on them- no life sustaining equipment on board and very little 'respect' gained on the roads - you'd probably be better off using public transportation if you won't have a readily accessible personal driver.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  

×
×
  • Create New...